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Performs clerical and administrative support activities related to loan closing. Prepares papers and assembles documents to close loans for borrowers. Forwards applications for loans, construction plans, and credit ratings to loan company for approval. Receives approval of company and orders preliminary title reports and covenants. Draws up closing papers showing financial transactions, conditions, and restrictions upon which sale is based.: Records deeds with title company and municipal authorities.

Closer

Coordinates closing transactions between the buyer and seller in the sale of real estate. Receives and deposits escrow monies in established accounts and disburses funds from each account. Reviews closing documents to determine accuracy of information and need for additional documents. : Contacts courthouse personnel, buyer and seller, and other real estate personnel to obtain additional information. Confers with legal counsel regarding legal aspects of closing transactions. Calculates pro-rated balances on mortgages, taxes, and fire insurance premiums, as of closing date, and records balances on closing statement form to provide both parties with accurate and complete financial and legal information regarding property ownership transfer transaction. Reviews contract between buyer and seller to ensure seller can convey acceptable property title to prospective buyer. Prepares closing statement for purchase of property, using figures gathered in previous transactions and listing financial settlement between buyer and seller. Compiles figures to determine closing cost of final transaction, including loan, title, appraisal, and other fees included in sale of property. Schedules appointment to complete closing process and to answer any questions regarding procedures. Presides over closing meeting, reviews and explains contract documents and terms of transaction to buyer and seller, and obtains and notarizes signatures that ensure acceptance of agreement. Collects down payment from buyer for deposit in trust fund account. Disburses funds, based on final statement, to pay seller's debts against property, such as liens, taxes, and assessments. Reviews documents to determine that they have been executed according to regulations and are ready to be recorded. Disburses completed documents to concerned parties to effect transfer of property ownership. May prepare and type legal documents, contracts, warranty deeds, and deeds of trust. May notify contract inspection or pest control businesses to perform needed service. May prepare work assignments and complete closing work schedules to maintain efficient work flow. May compile statistical reports and keep daily log on closing activities.

Loan Closer

Mortgage Loan Closer

Schedules loan closing and compiles and types closing documents: reviews approved mortgage loan to determine conditions that must be met prior to closing, such as purchase of private mortgage insurance. Calls borrower, real estate broker, and title company to request specified documents, such as receipt for payment of outstanding tax bill. Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Calls borrower, broker, and other specified individuals to arrange time and date for closing. Answers questions regarding closing requirements. Enters numbers and calculates loan interest and principal payment, and closing costs, using computer or factor table and calculator. Types closing documents. Assembles documents for delivery to title company, real estate broker, or lending officer for closing. Records loan information in log and on government reporting forms, using computer. May compile closed loan forms for delivery to marketing department for sale to investors.

Closer Real Estate

Cushion Closer

Operates sewing machine to join cut fabric parts to fabricate upholstery coverings for aircraft, automobile, boat, household, and railroad furnishings: may sew pull bands into seams of upholstery parts. May sew welts or false pleats into upholstered furniture covers and be designated welt sewer. May sew cord into fabric to make boxpleats and be designated boxing-machine operator. May be designated according to section or part seamed as cover maker; cushion closer; cushion maker ii. Performs duties as described under sewing-machine operator, regular equipment.

Door Closer

Assembles balls from rubber, rubber impregnated fabrics, and leather, on wax-ball lasts (forms), using handtools: places wax-ball last in holding fixture and brushes on cement. Presses and smooths rubber impregnated fabric panels on last in specified pattern to cover ball last, leaving space for door opening flap for wax removal. Repeats operation, cementing on specified number of plies to form basketball carcass. Inserts bladder into carcass through door opening and inflates to specified pressure. Aligns flaps of door to matching edges of carcass, brushes on cement, and presses flaps down to close door. Brushes cement on molded carcass or receives cemented carcass. Inspects wet adhesive for dried lumps and missed spaces. Aligns precut leather or rubber panels between raised ribs of molded carcass. Presses and smooths panels onto carcass to complete assembly of basketball. Cuts off air valve nipple flush with ball, using scissors or knife. Paints stripes along false seams, using brush and ink. Waxes balls, using paste wax and damp cloth. Buffs ball surface, using power buffer. Affixes decals to balls and labels balls, using stencil and spray gun. May fabricate and repair rubber or plastic ball bladders. May repair returned, worn, or damaged basketballs by putting in new carcasses or repanelling old carcasses. May specialize in one phase of assembly and be designated carcass assembler; door closer; leather coverer; or according to type of ball as basketball assembler; soccer ball assembler (toy-sport.

Lining Strap Closer

Operates single, double, or multiple-needle stitching machine to join or decorate shoe parts, or to reinforce edges: selects spool of thread or prewound bobbin, places spool or bobbin on spindle or looper, and draws thread through guides and needles. Aligns parts and presses knee control or pedal to raise presser foot or roller. Positions parts under needle and lowers presser foot or roller. Presses foot or knee control to start machine and guides parts under needle, following seams, edges, or markings, or moves edges of part against guide. Cuts excess thread or material from shoe parts, using scissors or knife. When operating double or multiple-needle machine, may turn setscrew on needle bar and position one or more needles as specified. May be designated according to shoe parts stitched as back-seam stitcher; box-toe stitcher. May be designated according to machine operated as flatbed stitcher; zig-zag stitcher. May be designated according to number of needles in machine operated as double-needle stitcher; multiple-needle stitcher; single-needle stitcher. May be designated: backstay stitcher; barrer and tacker; binding stitcher; buckle sewer, machine; california seamer; counter-pocket sewer; cover maker; cut-out stitcher; edge stitcher; fancy stitcher; flare stitcher; gore inserter; insole tape stitcher.

Real Estate Closer

Toe Lining Closer

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